Our Methodology
The Kavela Approach
Every Kavela programme follows the same foundational structure. Participants receive reading material in advance — printed and posted, never a PDF link — and arrive at the session having already encountered the main ideas. The group meeting is then used for discussion, not for the delivery of content the facilitator knows and the participants do not.
This format demands more from participants and produces more in return. Adults who have spent time with a text before the group meets tend to arrive with questions — and questions are a more productive starting point than a blank page.
Read in advance
Material posted to you
Discuss in a small group
6–12 participants
Reflect over months
Follow-up sessions included
Programme One · Weekend Workshop
Saving Habits Framework Workshop
A two-day weekend workshop for adults in their forties and fifties who want to take a calm, considered look at their household saving patterns. The format is workbook-based: participants work through structured reflection exercises on their current saving rhythms, identify areas where the household conversation can be opened up, and draft a personal saving framework for the coming twelve months.
The workshop is purely educational — no product recommendations, no advisory content. Participants receive a clothbound workbook, a tabletop reference card, and access to two follow-up reflection sessions held quarterly. Small-group format of eight to twelve participants.
- Two-day weekend format
- Clothbound workbook and tabletop reference card included
- Two follow-up reflection sessions (quarterly)
- 8–12 participants per cohort
- No financial products or advice
Programme Fee
S$140
Programme Two · Six-Month Reading Series
Late-Career Income Planning Reading Series
A six-month structured reading series for adults aged 45 to 60 who are beginning to think about how their working income will evolve over the next decade. Topics include the vocabulary of phased retirement, the structure of Singapore's national retirement income components, and the language used in employer benefit documentation.
Sessions are reading-led: material is sent in advance, and the group meets monthly in a small cohort of twelve to discuss what they have read. The series is educational and conversational; it is not a substitute for advice from qualified professionals. Materials include a printed reading binder, monthly summaries, and a peer-discussion notebook.
- Monthly cohort meetings over six months
- Printed reading binder, monthly summaries, peer-discussion notebook
- Cohort of 12 participants
- Singapore CPF and retirement income focus
- For adults aged 45–60
Programme Fee
S$640
Programme Three · Weekend Workshop
Family Money Conversations Workshop
A weekend workshop for adults navigating the conversational side of mid-life household finance — talking with adult children about household plans, opening discussions with ageing parents, and coordinating with siblings about shared responsibilities.
The workshop is practice-based: participants work through prepared dialogue scenarios in pairs, with structured reflection between rounds. The intention is to develop communication frameworks, not to make decisions during the session itself. Includes a printed conversation guide, scenario cards, and access to a small-group reflection circle in the following months.
- Weekend practice-based workshop
- Printed conversation guide and scenario cards
- Follow-up small-group reflection circle
- 6–10 participants per cohort
- Singapore multi-generational household context
Programme Fee
S$280
Decision Guidance
Which Programme is Right for You?
| Feature | Saving Habits | Late-Career Series | Family Conversations |
|---|---|---|---|
| Format | Weekend workshop | 6-month reading series | Weekend workshop |
| Cohort size | 8–12 | 12 | 6–10 |
| Focus area | Household saving patterns | Retirement income vocabulary | Family financial conversations |
| Best suited for | Adults 40+ reviewing household finances | Adults 45–60 approaching retirement | Adults with complex family financial dynamics |
| Physical materials | Workbook + reference card | Binder + summaries + notebook | Conversation guide + scenario cards |
| Programme fee | S$140 | S$640 | S$280 |
Across All Programmes
Shared Standards
No product promotion
Unconditional policy across all programmes and facilitators
PDPA compliant
Participant data used only for programme administration
Annual curriculum review
Reading material updated annually to reflect Singapore policy changes
Education only
No regulated financial advice; participants directed to licensed professionals when needed
Interested?
Cohort Places Are Allocated by Enquiry
If you have a question about any programme or would like to know when the next cohort opens, the contact form on our main page is the simplest way to reach us.
Contact Us